A faster start Setup is two screens instead of eight. Pick your currency, add an account, and you're in — budgets, reminders and the demo transaction are all optional now, with a clear Skip on each. See the free limit coming Your home screen badge shows how many free transactions are left, and a quiet heads-up appears before you reach the limit — no more hitting a wall mid-entry. Numbers that look right where you live Amounts now follow your region: $1,234.56 in the United States, 1.234,56 € in Germany. Prefer something else? Symbol position and number format are both yours to set in Settings → Currency. Help where you actually need it A new "How it works" section answers the common questions, and short one-time hints appear on the screens they describe. CSV import came out of hiding into its own row in Settings. Clearer about what's paid The upgrade screen now lists only what Premium actually unlocks — unlimited transactions and bank connections. Voice input, AI recognition and reports stay free, and we say so plainly. Bank connections, easier to find Connecting a bank is now reachable straight from Accounts and the home screen. Signing in is explained as part of the flow instead of standing in front of it, and errors tell you what to do rather than showing a raw code. Smaller and tidier The old on-device AI model is gone — the app is lighter, and any model files left on your iPhone are cleaned up automatically, freeing several gigabytes. Empty screens now offer the button instead of describing where to find it.

Confirmation screen, redesigned The screen you see after dictating or typing a transaction now shows the account the money comes off — with its last four digits and the current balance — right next to the category. Tap it to switch accounts without opening the full editor. Amount and note each get their own card, so the whole screen reads as one list instead of loose text. Switching accounts no longer rewrites your amount. Move a €250 expense to a card in another currency and it stays €250, becoming a multi-currency entry converted at today's rate. Quarterly recurring payments For anything billed every three months — quarterly taxes, insurance, subscriptions. Debt in your health score The score now accounts for what you owe: how much of your credit limit is drawn, and how large the debt is against your income. No debt scores full marks. Your balance is visible from the start Hiding it is now a choice in Settings rather than the default. Fixes • Restoring a backup keeps the colours you set on built-in categories • Buying a subscription during setup now finishes setup on its own • Smoother balance animation after saving a transaction

Before asking for permission to measure ad campaigns, Kura now explains what that means — and what is never collected. Your transactions, accounts and balances are never shared, and every feature stays available whether you allow it or not.

We’ve improved subscription and purchase reliability, added clearer privacy controls for optional campaign measurement, and made several behind-the-scenes stability improvements.

Connect your bank! Link your US bank accounts and credit cards — securely powered by Plaid. Transactions and balances import automatically and stay up to date, with smart category mapping. AI with zero setup. Voice, text, and screenshot transaction recognition now runs on our secure servers — no API keys needed. Just speak, type, or snap, and Kura does the rest. Budget forecast. A new projected spending curve shows where your budget is heading before the month ends. Plus stability improvements and bug fixes.

• Budget rings: today marker, period scale and pace-aware colors • Savings goals now count net monthly movement (withdrawals are subtracted) • Animated balance toast after saving a transaction • Dashboard accounts are sorted by recent activity within each type • Report list amounts now match the pie chart; fixed per-account rounding drift • Category colors are preserved and restored on backup

**New Features** 1. **Category Colors & Expanded Icon Library** — Categories now support customizable colors with a 14-color palette. Colors are displayed across all views: transactions, budgets, reports, category picker, recurring payments, and settings. Added 24 new SF Symbol icons (vices, kids, events, grooming, delivery, etc.). DB migration v16. 2. **Multi-Transaction OCR Parsing** — The OCR parser now extracts multiple transactions from a single bank statement screenshot. Each detected amount gets its own transaction with matched description. Removed the manual amount selection step — all transactions go directly to batch confirmation. Added a copy button to the parser debug panel. 3. **OCR Fallback for Account Detection** — When the LLM fails to identify account names, a local OCR fallback kicks in: it scans the image for card digits, matches them against local accounts, and populates the missing fields. **Improvements & Fixes** 4. **Fixed LLM Models** — Removed user-selectable model picker from settings. The app now uses fixed models: Anthropic `claude-haiku-4-5`, OpenAI `gpt-4.1-nano` (text) and `gpt-4o-mini` (vision). 5. **Improved LLM Category Matching** — Prompts now send stable English keys instead of localized names. Added a 5-level matching cascade: exact key, case-insensitive key, display name, substring, and fuzzy word-based match. 6. **Budget Chart Badge Repositioned** — Moved below the chart to prevent overlap. 7. **Simplified Budget Progress Bar** — Unified display to always show actual/planned with consistent color thresholds (green → yellow → orange → red). 8. **Subscription State Caching** — Subscription status is now cached in UserDefaults for instant access on launch without waiting for async receipt verification.