Macquarie is among dozens of lenders to start offering slightly lower interest rates, as banks compete for fewer customers.
Articles on Mortgages
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55% of Australian home loans have an offset account. But they can be difficult to navigate, set up and monitor – and they’re not a good deal for everyone.
Investors’ inflation expectations, much more than the central bank, are among the factors that affect the cost of home loans.
Whether or not there’s a will, the results are the same.
Houses at risk can quickly lose value.
Open to Australians aged 67 or older, the scheme has an interest rate of just 3.95% – which hasn’t changed in more than three years.
The second rate hike this year will add another $100 a month to the average mortgage, just as fuel prices are surging.
Hundreds of thousands of rural families could lose their affordable homes as mortgages the program supported expire by 2050.
Interest rates could go up even further this year. If you’re struggling with your home loan repayments, here’s where you can go for help.
The RBA will be hoping Australians respond to this rate rise in three ways: spending less, saving more and not asking for big wage rises.
An economist looks ahead at the property sector.
See what economists are forecasting for rate cuts – or even rises – in 2026.
In hot housing markets, buyers who outbid rivals often overpay – and face higher risks of loss and foreclosure.
The US central bank is aiming for its soft landing that avoids recession, but the data and competing policy choices will make it difficult.
In 2024, seven times more Americans were struck by lightning than were convicted of federal mortgage fraud.
Across the US, heirs’ property laws hamstring families that want to build housing or leverage their land for loans. One Alabama project shows how policy reform and savvy design can build a way forward.
Renters who receive the accommodation supplement end up paying more for housing than those who don’t. But mortgage support offers better value for taxpayers.
New Zealand’s capital requirements are meant to ensure banks survive a 1-in-200-year event. The next Reserve Bank governor will need to weigh the costs of relaxing the rules.
The sector risks repeating the mistakes which led to huge tax-payer funded bail outs.
Interest rates have fallen a little, but nothing is guaranteed.
Top contributors
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Head of Department of Economics, Finance & Accounting, Brunel University of London
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Scientia Professor of Economics, UNSW
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Senior Lecturer in Economics | Freelance Consultant, Sheffield Hallam University
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Professor of Economics, University of Leeds
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Associate Professor in Finance, University of Sydney
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Research Affiliate, Mississippi State University
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Professor, Finance, UTS Business School, University of Technology Sydney
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Professor of Real Estate, Heriot-Watt University
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John Curtin Distinguished Professor, Curtin University
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Associate Professor of Property, Western Sydney University
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Professor & Greenbaum/Ferguson/NJAR Endowed Chair in Real Estate Policy, Monmouth University
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Associate professor, The University of Melbourne
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Professor of Economics, Swinburne University of Technology
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Research Fellow - Henry Halloran Trust, University of Sydney
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Lecturer in Management, Newcastle University