Articles on Homeownership

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To keep energy bills manageable, people often set heating and cooling temperatures to uncomfortable levels. Olga Dobrovolska/Moment via Getty Images

Just because the bill is low doesn’t mean energy is affordable

Energy is meant to improve people’s lives. Often cost prevents residents from making the most of that opportunity, so they cut back on energy use to be able to pay the bills.
Many HOAs are designed with a uniform look, often featuring mandatory turfgrass lawns. JamesBrey/E+ via Getty Images

HOAs are often barriers to sustainable landscaping and solar energy – here’s how they could be bridges instead

Climate change, biodiversity loss and water conservation are often framed as problems in need of national policies. However, there is an often more important level of governance: the neighborhood.
In fall 2024, Tampa and other Florida cities on the Gulf coast were hit by hurricanes Helene and Milton within 13 days of each other. Giorgio Viera/AFP via Getty Images

Home insurance and the unraveling of Florida communities

Florida’s current approach to insurance is forcing those who can least afford it to bear the cost of the climate crisis. But different approaches are available.
New single-family houses in Delta, B.C., in August 2024. Deteriorating affordability in recent years has placed homeownership out of reach for many. THE CANADIAN PRESS/Darryl Dyck

The distant dream of owning a home: Canada sees growing inequality in home ownership

Promoting home ownership is often at the centre of housing policy in many countries, including Canada. Yet rising costs are placing the dream of home ownership out of reach for many.

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